New Listing""""""""Dover Mansion""""""Situated on 1.50 acre lot

Custom Built Executive style home located in the highly desired community of Jaudon Ranch Estates. This Impressive custom home is situated on over an acre lot and has mature, plush manicured landscape. As you  pull in the circular drive way, the Mediterranean style home with a tile roof exudes pure elegance. As you enter the home through the double doors with Imperial French antique glass, you can not miss the chandelier to fit a king's castle. As you walk through the foyer you will notice a large formal dining room which is surrounded by Poles. The hall way to the master bedroom has been hand painted with faua finish. There is  oval double door entrance to the master bedroom. The master bedrooms boast his and hers walk in closets, a sitting room and a beautiful well designed stylish master  bathroom. The breakfast nook has double pane bay windows which provides a view to the manicured landscape. THE INCREDIBLE KITCHEN WITH TOP OF THE LINE STAINLESS APPLIANCES,GRANITE,OVERSIZED ISLAND,UPGRADED SOLID WOOD CABINETRY,**Truly a Gourmet Chef's Kitchen**  Incredible GREAT ROOM with Magnificent Wall-to-Wall Built-In Entertainment Center/Book Shelves/Storage - DOUBLE SET OF FRENCH that leads to the patio which has a built kitchen. The home also has surround sound and an intercom system. This will not last long.

Ainsley Daux'
Florida Realty
(813)546-1954

3 Different types of Deeds to Convey Ownership in Florida

There are normally three types of deeds that are used in the state of Florida to convey title. The 3 different types of deeds are: Statutory warranty deed, Special Warranty deed and Quit Claim deed.

Statutory Warranty Deed

A statutory warranty deed is also known as  general warranty deed. It fully warrants title to the property being conveyed against any and all claims. It offers the broadest warranty of any of the deeds. It is called a statutory warranty deed because a form for it is set out in the Florida Statutes. Statutory warranty deeds are used in most residential real estate transactions in Florida

 

Special warranty deed

A special warranty deed gives only a limited warranty of title. It warrants the title but only against claims of people who are claiming by, through, or under the grantor in the deed. There is no statutory form for a special warranty deed in Florida. Special warranty deeds are frequently used in commercial real estate transactions and in deeds from developers of condominiums or subdivisions.

 

 

Quit claim deeds

A quit claim deed gives no warranties. While it conveys whatever title the grantor may have, in executing a quit claim deed, the grantor is not representing that he owns the property or that he has the right to convey. Quit claim deeds may not be used a root of title under the Florida Marketable Record Title Act. Quit claim deeds are frequently used to help clear title problems or clouds on the title to property. There is no statutory form for a quit claim deed in Florida.

For legal advice please contact an attorney.

 

For any additional questions, please call or email.

Ainsley Daux

Florida Realty

(813)546-1954

 

 

 

 

Good News for the US real estate market

According to FNC Residential Price index the housing market had an increase of 0.7% from March to April. The FNC Residential Price index is the first hedonic or first platform to estimate values of the Residential market.

The 0.7% market increase is the largest increase since June 2012. That is great news considering the hugh slump we’ve had the last few years. The increase is due to historically low interest rates, credit availability, low prices and other factors.  In many markets including the Tampa Bay market, the inventory is low and there are multiple offers on homes. Many of times the offer are cash.

The FNC also noted that Foreclosure activity continued to decline, with distressed sales meaning Bank owned homes and short sales make up only 16% of total home sales, down from 17.8% in March and 21.6% a year earlier. All the factors indicated above demonstrate the market is recovering.

 

Ainsley Daux

Florida Realty

(813)546-1954

www.brandonpremierrealestate.com

Just Sold another Brandon Home

Just sold this beautiful townhome located in Brandon.
A lucky family had the opportunity to purchase this newer townhome centrally located in a gated community. I represented the buyers with the purchase of this rare 3 bedrooms, 3 bathroom townhome.
If you would like more information on Brandon homes, please feel free to call or email.
Thank you,

Ainsley Daux
Florida Realty
(813)546-1954

New Rules to Aid Struggling Home Owners

New Rules to Aid Struggling Home Owners

Here is the latest new to assist struggling home owners, the Consumer of Financial Protection Bureau stated that US banks will have to do more to help struggling mortgage borrowers keep their homes.

The Consumer of Financial Protection Bureau was established by  Congress  to protect consumers and help them understand their terms of agreement with their financial companies. The Consumer of Financial Protection Bureau or CFPB stated last week the mortgage servicers will have to evaluate all troubled home loan borrowers and find out if they qualify for any loan-assistance permitted by the investor. At this point there are no laws or mandates that require lenders to assist troubled or defaulted home loan borrows.

The Bureau also announced that the lender will not be able to start the foreclose process until the borrow has missed 4 payments. The 4 months period should allow the borrow time to submit a loan-assistance application. The lender will be required to provide documents on what programs that are available to the home owner

The new rule take place in a year, it should help alleviate the number of foreclosures.  This will not prevent foreclosures but it may slow down the process. For more information please visit  their website.

Please call or email to address any real estate question or concern.

Thank you,

Ainsley Daux
Florida Realty
(813)546-1954

 

How to Increase your Credit after a Short Sale!!!!

 What is a short sale
A short sale is when a bank allows the owner or mortgage holder to sell the home for less than owed on the mortgage. A short sale is an alternative to foreclosure, both the short sale and foreclosure has an adverse affect on credit rating. There are ways to increase your credit score after the short sale. Its not guareented to increase your credit score immediately but it will help in the long run. Please see below for few steps to increase your credit to purchase a home after the short sle

1. Order a copy of your credit report. More than 80% of credit reports have mistakes, so order copies of your credit report from all three major credit bureaus – Experian, TransUnion, and Equifax. Review your credit report to make sure there are erroneous reportings. If there any errors contact the credit bureaus and dispute them.
2. Continue to pay on your existing accounts. To increase you credit score, you have to make on-time payments with your current open accounts. Continue to pay them, because the length of an open account will help increase your credit. Make sure you have different types of revolving credit account such as: a gas card, a store credit line, secured credit card etc. Remember try to pay the cards off each month or keep the balance very low
3. Open a secured line of credit . If you cannot get approved for a unsecured card, you can probably qualify for a secured credit card. A secured card allows you to make a deposit, that deposit is used. Normally you can open a secured card thru your local bank; once the deposit is made and you begin to use the card, it will report to the credit bureaus. For more information contact your local bank

Please feel free to call or email with any questions or concerns

Ainsley Daux
Florida Realty
(813)546-1954


Florida Realty
902 w Lumsden rd
Florida Realty
(813)546-1954

Tampa Bay Short Sales.
Tampa Homes for Sale

New Short Sale Listing in Brandon, FL.

New Short Sale listing located in Brandon.
This Brandon short sale is located in a convienant location near resturants, shopping centers and entertainment.
Some repairs needed, but some hard work and elbow grease can turn this home into a gem.
Please call or email me for more information regarding this home into a Gem.
Thank you,

Ainsley Daux
Florida Realty
(813)546-1954

902 w. Lumsden rd

Brandon, FL. 33511