Bank of America Extends Relocation Assitance

The Florida Enhanced Short Sale Relocation Assistance Program has been extended to Dec. 12, 2011.
This program offers enhanced relocation assistance to help encourage homeowners to engage with Bank of America on a pre-offer short sale. Homeowners may be eligible for relocation assistance between $5,000 and $20,000.*
Eligibility:

Homeowners with property in Florida
*Short sales initiated without an offer between Sept. 26 and Dec. 12, 2011
*The customer will have to be eligible for one of the without an offer programs, such as the *Home Affordable Foreclosure Alternatives (HAFA) program or Bank of America's proprietary program (specific investor participation and eligibility criteria do apply to these programs)
*Successful closing of the eligible short sale by Aug. 31, 2012

For mor information Please contact:

Ainsley Daux
Lic Realtor
Florida Realty
(813)546-1954

The Key Elements to sucessful Short Sale

What are the key elements to a succesful short sale. If you are the listing agent, the most important thing is a cooperative seller. Cooperative seller in terms of a seller who submitts the required documents at the listing appointment and when a contract has been received. Since time is of essence when a contract has been submitted, it is imperative that the seller submitt the documents to the listing agent within 48 hrs. At the short sale listing appointment, I provide the seller a list of items that is required inorder to process the short sale. The list below are documents that are required from the lender.





1.lenders short sale package,


2.the contract


3. HUD


,4.the lising agreement


5.Hardship letter


6.last 2 paystubs (if employed),


7.last 2 bank statments,


8.last 2 years w-2's,


9.T4506 form


10.A copy of the MLS listing


11.Buyers proof of funds

For more information regarding short sales.
Please call or email.
Thank you,

Ainsley Daux
Lic Realtor
Florida Realty
(813)546-1954

JUST SOLD (Tampa Bay)

Just sold this well kept 2 bedroom 1 bathroom, washer-dryer hook up condo located in north east Tampa.

Ainsley Daux

Lic Realtor

Floirda Realty

(813)546-1954

New Tampa Bay Short Sale

This is a new short sale listing in Tampa Bay. This home boast 3 bedrooms, 2 bathrooms and a garage. This Tampa Bay short sale listing is located near Busch Gardens and USF.

Ainsley Daux

Lic Realty

Florida Realty

(813)546-1954

"Im Back" Tampa Bay Short Sales

Wow.! Its been a while since I posted a comment on this blog, 5 months to be exact. No particular reason why I stopped posting comments, but "IMM BACK". The market has changed drastically in the last 5 months. It appears there is a shortage of REO or bank owned properties, there are more short sales. Good thing for the market and buyers, there are a few lenders expediting the short sale process smoothly. I have also notice there alot more cash buyers due to lenders resrition on borrowing money. Many experts believe that we should expect some gradual improvments in 2012.

According to Lawrence Yun, chief economist of the National Association of Realtors (NAR), said home sales should be stronger. “Tight mortgage credit conditions have been holding back homebuyers all year, and consumer confidence has been shaky recently,” he said. “Nonetheless, there is a sizeable pent-up demand based on population growth, employment levels and a doubling-up phenomenon that can’t continue indefinitely. This demand could quickly stimulate the market when conditions improve.”As 2011 comes to end, many of us are preparing ourselves for the up coming year. Some renters are hoping to become h omeowners and unfortunatley some home owner may become renters which is not all bad. If you short sale your home and continue to pay other open credit lines on time and avoid pulling have your credit pulled; there is a good possibility you maybe eligible to purcahse another home in 2 years. My next post will go over different ways to improve your credit. Stay tuned
Thank you,

Ainsley Daux
Lic Realtor
Florida Realty
(813)546-1954

Just Sold

I did it again. I provided my real estate expertise to assist this great family to buy a beautiful home in Wesley Chapel. The home was a foreclosed undervalued beauty. The home boast 3 bedrooms 2 bathroom and 2 car gargage built in 2006.

Ainsley Daux

RealtorHome

Run Real Estate inc

cell:(813)546-1954

fax:(866)820-1028

www.homerunrealestate.com

ainsleydaux.point2agent.com

JUST SOLD

This home boast 4 bedrooms, 3 bathrooms and almost 3000 sq ft., 2 car garage and a fenced in yard. The buyer was overwhelmed at the closing, she received $40,000 in county down payment assistance money. With the down payment assistance or DPA for short, her out of pocket expenses were minimal. Many buyers believe that the down payment assistance is a myth but I'm here to tell you it exist. In the last few years I've assisted many, many buyers utilizing down payment assistance. It does take some leg work from the prospective buyer but it can be done.
First and for most, the prospective buyer has to attend the first time home buyer class. Once the class is completed, the buyer will receive a certificate which allows them to participate in the program and receive funds if they are available. Below are a few resources to find class availability. Also, please feel free to call or email me with any questions are concerns.

Ainsley Daux
Realtor
Home Run Real Estate inc
cell:(813)546-1954
fax:(866)820-1028
http://www.homerunrealestate.com/
ainsleydaux.point2agent.com

Solita's House
(813)425-4847
http://www.solitashouse.com/

City of Tampa Housing and Community Development
(813)274-7954
http://www.tampagov.net/