Carrington Mortgage taking minimum FICO score down to 550 | Inman News

Carrington Mortgage taking minimum FICO score down to 550 | Inman News

Just Sold Another Short Sale

                                                    Just Sold Another Short Sale

I did it again!!!
I negotiated and completed another short sale!!!!
If you have a short sale in Tampa Bay, please call Ainsley Daux to assit you.
I am not an attorney but I can assist with the short sale process.
Please feel free to call or email with any questions or concerns.
Thank you,



Ainsley Daux
Florida Realty
Tampa Bay Real Estate
Brandon Real Estate
The short sale Guy
Tampa Bay Short Sale Guy
(813)546-1954

1660 S BETTY LN, CLEARWATER

WHAT IS THE BIGGERT-WATERS FLOOD INSURANCE Reform Act of 2012

WHAT IS THE BIGGERT-WATERS FLOOD INSURANCE  Reform Act of 2012

The Biggert-Waters Flood Ins act was passed in July 2012 by Congress. The act calls on FEMA (Federal Emergency Management Agency) and other agencies involved in insurance to make changes to the way the National Flood Insurance Programs works.
The most important factor of the act states that National Flood Insurance Program is to raise rates to reflect true flood risk, and figure out how to make the program more affordable. Once the changes are implemented, it will mean increase in insurance premium rates.
Its imperative that a prospective buyer and current home owner speak to an  insurance agent to determine if a policy will be affected.
For more information go directly to FEMA's site reformhttp://www.fema.gov/flood-insurance-reform
or speak to a Home insurance agent...

Ainsley Daux
Florida Realty
(813)546-1954

The Short Sale Guy!!!

Tampa Bay Short Sale Guy!!!

Conventional Loan Update

                                            Conventional Loan Update

 

You can finance the purchase of your home plus repairs on a Conventional loan (Not an FHA 203K)

Below are the down payments required...

 

5% Down Owner Occupied

10% Down Second Homes

20% Down Investment Properties ($100,000 minimum loan amount for investment properties)

 

Must have a licensed contractor complete the repairs. Buyer can not complete the repairs. As long as the repairs are supported by the appraisal and connected to the property, there is no limitation to the repairs that can be financed. Unlike FHA, luxury items such as swimming pools can be financed.

I am not a loan officer, for more direct information, please contact a mortgage broker or loan officer

Thank you,

 

 

Ainsley Daux

Florida Realty

(813)546-1954

 

Tampa Bay Short Sale Guy

 

902 w Lumsden rd

Brandon, Fl. 33511

ste: 103

 

JUST SOLD..........Great Investment Property........I did it Again

                        JUST SOLD..........Great Investment Property........I did it Again

Just sold this centrally located home.
This home boast 3 bedrooms, 1 bathroom, open floor plan over 1110 sq ft,
a detached garage minor work needed...I negotiated a great deal for my buyer, he was able to walk paying $47,000 for this property.
Are you looking for Tampa Bay investments?

Please call or email...
Thank you,

Ainsley Daux
Florida Realty
(813)546-1954

Just Listed "New Short Sale Listing" Located in a Desired Community

         Just Listed "New Short Sale Listing" Located in a Desired Community

Just listed this well kept Beautiful  short sale located in the WestChase community of the Enclave. This home is located on a gated community minutes away from many amenities. This 2 story home boast 4 bedrooms, 2.5 bathrooms, open floor plan, 2 car garage and much much more.
This will not last. Please call or email today to

set an appointment to view this lovely home.

Ainsley Daux
Florida Realty
813-546-1954


The short sale guy

I complete my short sales

2013's biggest mortgage lenders

2013's biggest mortgage lenders

According to Mortgage Daily’s Mortgage Origination Survey and an analysis of earnings data at mortgage-related firms Residential loan originations were down more than 14 percent in 2013.In the final three months of 2013, almost all mortgage bankers saw a sharp drop in originations

One of  the main reasons for the down turn is  interest rates is because 30-year fixed rates increased from 3.666 percent at the end of 2012 to 4.808 percent by the end of last year, according to the Mortgage Market Index from Loan Sifter and Mortgage Daily.

Wells Fargo holds the No. 1 lender spot, closing 19 percent of all home loans last year.

The five-biggest mortgage lenders were collectively responsible for 43 percent of 2013’s activity.

Originations (billions)
Wells Fargo: $351
JPMorgan Chase & Co.: $168
Bank of America Corp.: $90
U.S. Bank Home Mortgage: $85
Quicken Loans Inc.: $79

 Ainsley Daux

Florida Realty

813-546-1954

www.brandonpremierrealestate.com

Brandon Real Estate

902 w Lumsden rd

Brandon, Fl .33511