Monday, December 15, 2014

Fannie Mae short sale escalation update

To assist with these issues, Fannie Mae now is allowing REALTORS® to escalate problems with Fannie Mae short sales directly to Fannie Mae via http://www.homepathforshortsales.com/hpshortsaleinquiry.html. This portal may be used for valuation questions and concerns, as well as other problems encountered with a Fannie Mae short sale.
More info http://www.homepathforshortsales.com/.
Thank you,
Ainsley Daux
Florida Realty
(813)546-1954
Tampa Bay Short Sales

JUST SOLD ANOTHER SHORT SALE

I DID IT AGAIN!!!
I listed, mitigated and sold another short sale...
Although this particular short was a challenge and took a long time to have the short approved, I got it done.
Stay tuned for more Short Sale Success
Thank you,

Ainsley Daux
Florida Realty
Brandon, Florida
Tampa Bay Florida
Dover, Florida




Friday, August 8, 2014

Evaluation Short sale Process Update

Consumer Financial Protection Bureau (CFPB) servicing standards,  implemented a new process earlier this year.  The Evaluation process  will evaluate customers  who are entering directly into the short sale process. The customers are evaluated for their short sale options and receive a notice of the evaluation within 30 days of providing a complete short sale package 
To continue to ensure compliance with required timeframes, updates have been made to the short sale evaluation process and letters.
According to  CFPB, Short Sale Evaluation Notices will now be standalone letters that highlight the specific short sale program for which a customer is eligible and the timeframe and method to accept the program that is offered on their notice:
  • Timeframe: Borrowers have 14 days (30 days for NV) to confirm their interest in the specific program.
  • Method: To confirm their interest in the specific program, customers must engage with Bank of America and/or complete the mandatory tasking. The required engagement or response will be outlined in the specific Evaluation Notice.
You can find more information relating to the process on their website. For additional Tampa Bay short sales, please feel free to contact me.
Thank you,
 
Ainsley Daux
Florida Realty
Tampa Bay Short sales
(813)546-1954

Tuesday, July 15, 2014

"""Just Sold Another SHort Sale"""

                                                """Just Sold Another Short Sale"""

Just Sold another short sale. This short sale was challenging, but I got done,I have worked on this since 08/2013. The lender Wells Fargo, put up the barrier but I knocked it down. I am still the undisputed short sale champion of the world.....Ainsley Daux

Ainsley Daux
Florida Realty
(813)546-1954

I mitigate short




sales in Tampa Bay

Sunday, June 15, 2014

Back on the Market Brandon Short Sale

This home is centrally located in Brandon and boast 3 bedrooms, 2 bathrooms, a car port and fenced yard. Work needed but take advantage of this Fannie Mae approved short sale, no need for the long wait....
Please call or email with any questions or concerns.
Thank you,

Ainsley Daux
Florida Realty
(813)546-1954

Thursday, March 27, 2014

Just Sold Another Short Sale


                                                    Just Sold Another Short Sale



I did it again!!!
I negotiated and completed another short sale!!!!
If you have a short sale in Tampa Bay, please call Ainsley Daux to assit you.
I am not an attorney but I can assist with the short sale process.
Please feel free to call or email with any questions or concerns.
Thank you,



Ainsley Daux
Florida Realty
Tampa Bay Real Estate
Brandon Real Estate
The short sale Guy
Tampa Bay Short Sale Guy
(813)546-1954

1660 S BETTY LN, CLEARWATER

Wednesday, March 26, 2014

WHAT IS THE BIGGERT-WATERS FLOOD INSURANCE Reform Act of 2012

WHAT IS THE BIGGERT-WATERS FLOOD INSURANCE  Reform Act of 2012

The Biggert-Waters Flood Ins act was passed in July 2012 by Congress. The act calls on FEMA (Federal Emergency Management Agency) and other agencies involved in insurance to make changes to the way the National Flood Insurance Programs works.
The most important factor of the act states that National Flood Insurance Program is to raise rates to reflect true flood risk, and figure out how to make the program more affordable. Once the changes are implemented, it will mean increase in insurance premium rates.
Its imperative that a prospective buyer and current home owner speak to an  insurance agent to determine if a policy will be affected.
For more information go directly to FEMA's site reformhttp://www.fema.gov/flood-insurance-reform
or speak to a Home insurance agent...

Ainsley Daux
Florida Realty
(813)546-1954

The Short Sale Guy!!!

Tampa Bay Short Sale Guy!!!

Tuesday, March 25, 2014

Conventional Loan Update

                                            Conventional Loan Update
 
You can finance the purchase of your home plus repairs on a Conventional loan (Not an FHA 203K)
Below are the down payments required...
 
5% Down Owner Occupied
10% Down Second Homes
20% Down Investment Properties ($100,000 minimum loan amount for investment properties)
 
Must have a licensed contractor complete the repairs. Buyer can not complete the repairs. As long as the repairs are supported by the appraisal and connected to the property, there is no limitation to the repairs that can be financed. Unlike FHA, luxury items such as swimming pools can be financed.
I am not a loan officer, for more direct information, please contact a mortgage broker or loan officer
Thank you,
 
 
Ainsley Daux
Florida Realty
(813)546-1954
 
Tampa Bay Short Sale Guy
 
902 w Lumsden rd
Brandon, Fl. 33511
ste: 103
 

JUST SOLD..........Great Investment Property........I did it Again


                        JUST SOLD..........Great Investment Property........I did it Again

Just sold this centrally located home.
This home boast 3 bedrooms, 1 bathroom, open floor plan over 1110 sq ft,
a detached garage minor work needed...I negotiated a great deal for my buyer, he was able to walk paying $47,000 for this property.
Are you looking for Tampa Bay investments?

Please call or email...
Thank you,

Ainsley Daux
Florida Realty
(813)546-1954

Just Listed "New Short Sale Listing" Located in a Desired Community

         Just Listed "New Short Sale Listing" Located in a Desired Community

Just listed this well kept Beautiful  short sale located in the WestChase community of the Enclave. This home is located on a gated community minutes away from many amenities. This 2 story home boast 4 bedrooms, 2.5 bathrooms, open floor plan, 2 car garage and much much more.
This will not last. Please call or email today to




set an appointment to view this lovely home.

Ainsley Daux
Florida Realty
813-546-1954


The short sale guy

I complete my short sales






























Wednesday, March 12, 2014

2013's biggest mortgage lenders

2013's biggest mortgage lenders


According to Mortgage Daily’s Mortgage Origination Survey and an analysis of earnings data at mortgage-related firms Residential loan originations were down more than 14 percent in 2013.In the final three months of 2013, almost all mortgage bankers saw a sharp drop in originations

One of  the main reasons for the down turn is  interest rates is because 30-year fixed rates increased from 3.666 percent at the end of 2012 to 4.808 percent by the end of last year, according to the Mortgage Market Index from Loan Sifter and Mortgage Daily.

Wells Fargo holds the No. 1 lender spot, closing 19 percent of all home loans last year.

The five-biggest mortgage lenders were collectively responsible for 43 percent of 2013’s activity.

Originations (billions)
Wells Fargo: $351
JPMorgan Chase & Co.: $168
Bank of America Corp.: $90
U.S. Bank Home Mortgage: $85
Quicken Loans Inc.: $79




 Ainsley Daux

Florida Realty

813-546-1954


Brandon Real Estate

902 w Lumsden rd

Brandon, Fl .33511