Sunday, January 30, 2011

Google to remove real estate listing feature

Google, the largest search will take down real estate listings from Google Maps on Feb. 10. A Google spokesperson stated the real estate listing feature is simply not popular enough to justify its existence. Google first announced the tool in July 2009. Surfers using Google Maps gained the ability to find properties for rent or sale when searching locations. The spokesperson for google also stated "We’ve learned a lot and been excited to see real estate companies use Google Maps in innovative ways to help people find places to live....... yet we recognize that there might be better, more effective ways to help people find local real estate information than the current feature makes possible. We’ll continue to explore this area."

Ainsley Daux
Home Run Real Estate inc
(813)546-1954

Tuesday, January 18, 2011

Tampa Short Sale


North Tampa 4bedroom 2 bathroom for sale. Great rental was previously rented section. The Tampa Short Sale is sold as is.

if you any questions please feel free to contact me


Ainsley Daux

Home Run Real Estate inc

(813)546-1954

Thursday, January 13, 2011

Just Sold


Ainsley Daux did it again. I just sold 1401 Rowantree, Seffner Fl.

Short sale Guide

I put a short sale reference sheet together it helps me as an agent. I also provide the reference sheet to sellers who are selling their home as a short sale.

What is a short sale
A short sale is a foreclosure alternative which allows the borrow to sell the property less than the loan payoff. A short sale can help prevent a forclosure, further collection calls.

How to start a short sale.
Home owner to make contact and iniate short sale with the lender. Once the lender is aware that the seller wants to short sale, see below for sequence


A)Send the lender an authorization letter authorizing you agent
1.Some lenders may have a short package that they can obtain online.

B)The realtor list the property
1.Once a contract has been executed, the realtor will put together a package and forward to the lender.

C) For most lenders the package will include the
1.lenders short sale package,
2.the contract
3. HUD,
4.the lising agreement
5.Hardship letter
6.last 2 paystubs (if employed),
7.last 2 bank statments,
8.last 2 years w-2's,
9.T4506 form
10.A copy of the MLS listing
11.Buyers proof of funds


Make sure all documents that require a sellers signature is signed and dated. Make sure each document has the loan number written on it. Once the package has been faxed both the agent and the seller should follow up with lender to make sure all documents were received also be sure to ask the lender when will they complete a BPO.

Ainsley Daux

Home Run Real Estate inc

(813)546-1954

http://ainsleydaux.topseller.net

You Tampa Bay Realtor

Tuesday, January 11, 2011

Florida Homestead

Every person who owns and resides on real property in Florida on January 1 and makes the property their permanent residence is eligible to receive a homestead exemption up to $50,000. The first $25,000 applies to all property taxes, including school district taxes. The additional exemption up to $25,000, applies to the assessed value between $50,000 and $75,000 and only to non-school taxes.
For residence living in Tampa Bay Florida the county building is located on 601 Kennedy blvd.

If you are a first time home owner, below are a few questions you may need to answer:
1)In whose name was the title to the recorded as of January 1?
2)What is the property address?
3)How long have you been a legal resident of the State of Florida?
4)Do you have a Florida license plate on your car and a Florida driver's license?
5) Were you living in the home on January 1

Ainsley Daux
Home Run Real Estate inc
(813)546-1954

Monday, January 3, 2011

Short Sale Alternatives

We all know if we are facing foreclosure the lender may give us the option to sale the home as a short sale. A short sale is a sale of a home where the proceeds from the sale may not be enough to pay off the lien owed on the home. Normally a short begins after the owner has defaulted on their loan and decides to short sale. In some cases the lender will give the seller different options such as: died in lieu, or a loan modification.
Did you know there are other programs, other HUD alternative programs. HUD has a program called "Making Home Affordable Program". This program was created by the Obama's Administration to help homeowners refinance or modify their mortgage payment. For more detailed information you can go direct to their site www,MakinHomeAffordable.gov.

Here are 2 programs:

Home Affordable Refinance
Even though there is a pretty huge mortgage deliquency rate, there are more homeowners paying their mortgage on time month in month out. Unfortunately with the value of home decreasing many of those home buyers are unable to refinance their homes to take advantage of low interest rates. A home affordable Refinance will help borrowers whose loans are held by Fannie Mae or Freddie Mac refinance into more affordable mortgage

Home Affordable Modification
Many homeowners are struggling to make their monthly mortgage payments. The Home affordable Modification will provide a modification to their loan with payments they can afford. With this program you do not need to be delinquent on your mortgage but the property ahs to be your primary residence.
Stay tuned for more information on these programs. Please feel to call or email with any questions
Thank you,

Ainsley Daux
Home Run Real Estate inc
(813)546-1954