What should you do if you cant pay your mortgage

                   What should you do if you cant pay your mortgage

 

1)   Contact your lender right away. Their contact information should be on your monthly statement. Be prepared to expalain:

·        Why you ca not make your payment.

·        If the problem is lon term.

·        Details about your income.

2)    You can contact a HUD-apporved housing counseling agency to review the avaibale options Their services are free.

3)    Review your budget. Priortize you monyhly bills. Can you cancel cable for a month, can you bring lunch to work. Maybe get a part-time job

4)    Very importantly, open all of your mail from the lender. It may contain important information from your lender.

For available agency’s please go to HUD.gov

 

Thank you,

Ainsley Daux
Realtor
Florida Realty
cell:(813)546-1954
fax:(813)435-3013

 

902 w Lumsden rd

Brandon, FL. 33511

ste 103

 

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Just Listed 2 new short sales

                                     Just listed 2 new short sales


The first short sale is located in the desired area of South Tampa and it's a  fixxer upper. With some work, you can turn this home into a gem.
3103 North B street. Tampa, FL. 33609

The second property is located in the North West Tampa area. This home has a certified sink hole but has a lot of potential. It will not last long
4638 Dunnie street Tampa, FL. 33614

Please call or email for more information or details.







Ainsley Daux
Florida Realty
Premier Real Estate Group
Tampa Bay Real Estate
Dover Florida Real Estate
Brandon Florida Real Estate

New Short Sale Listing

                                        New Short Sale Listing

Home is sold as a short sale. Some repairs needed. This home is located in the desired area of South Tampa, this will not last.
Please or email to see this home today.
Thank you,

Ainsley Daux
Florida Realty
813-546-1954
Tampa Bay Real Estate
Dover Florida Real Estate
Brandon Florida Real Estate

The Voice for Real Estate 21: Home Sales Surge | realtor.org

The Voice for Real Estate 21: Home Sales Surge | realtor.org

The Voice for Real Estate 21: Home Sales Surge | realtor.org

The Voice for Real Estate 21: Home Sales Surge | realtor.org

JUST SOLD another SHORT SALE

Just sold another short sale

This home is on 1 lot, fixxer upper. This home is centrally located minutes from a park, 15 minutes from the beach. This will not last

I did it again
Please call if you have any short sale questions.

Thank you,

Ainsley Daux
Florida Realty
813-546-1954

Tampa Bay Short Sales

Hillsborough County Short Sale Inventory

                                                          Hillsborough County Short Sale Inventory

The short sale inventory has decreased by ten folds in the last year. I can remember a few years back the market was saturated with short sales inventory. As of today, they are 430 properties in Hillsborough County  for sale as a short sale. This does not mean that  home owners are not delinquent on their mortgages, unfortunately they are 000s of home owners delinquent on paying their mortgage but they have not listed their home with an agent.
 A short sale is a sale of real estate in which the the sale of the  property will is less then the balance of debts secured by liens against the property, and the property owner cannot afford to repay the liens' full amounts and where the lien holders agree to release their lien on the real estate and accept less than the amount owed on the debt. Any unpaid balance owed to the creditors is known as a deficiency.
As a short sale specialist, I have listed and mitigated dozens of short sale in the last few years.
Please feel free to call or email with questions or concerns.
Thank you,

Ainsley Daux
Florida Realty
(813) 546-1954
Dover Florida Real Estate
Tampa Bay Real Estate
Tampa Bay Short Sale
Brandon, Florida Real Estate