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Friday, August 8, 2014

Evaluation Short sale Process Update

Consumer Financial Protection Bureau (CFPB) servicing standards,  implemented a new process earlier this year.  The Evaluation process  will evaluate customers  who are entering directly into the short sale process. The customers are evaluated for their short sale options and receive a notice of the evaluation within 30 days of providing a complete short sale package 
To continue to ensure compliance with required timeframes, updates have been made to the short sale evaluation process and letters.
According to  CFPB, Short Sale Evaluation Notices will now be standalone letters that highlight the specific short sale program for which a customer is eligible and the timeframe and method to accept the program that is offered on their notice:
  • Timeframe: Borrowers have 14 days (30 days for NV) to confirm their interest in the specific program.
  • Method: To confirm their interest in the specific program, customers must engage with Bank of America and/or complete the mandatory tasking. The required engagement or response will be outlined in the specific Evaluation Notice.
You can find more information relating to the process on their website. For additional Tampa Bay short sales, please feel free to contact me.
Thank you,
 
Ainsley Daux
Florida Realty
Tampa Bay Short sales
(813)546-1954

Tuesday, July 15, 2014

"""Just Sold Another SHort Sale"""

                                                """Just Sold Another Short Sale"""

Just Sold another short sale. This short sale was challenging, but I got done,I have worked on this since 08/2013. The lender Wells Fargo, put up the barrier but I knocked it down. I am still the undisputed short sale champion of the world.....Ainsley Daux

Ainsley Daux
Florida Realty
(813)546-1954

I mitigate short




sales in Tampa Bay

Sunday, June 15, 2014

Back on the Market Brandon Short Sale

This home is centrally located in Brandon and boast 3 bedrooms, 2 bathrooms, a car port and fenced yard. Work needed but take advantage of this Fannie Mae approved short sale, no need for the long wait....
Please call or email with any questions or concerns.
Thank you,

Ainsley Daux
Florida Realty
(813)546-1954

Thursday, March 27, 2014

Just Sold Another Short Sale


                                                    Just Sold Another Short Sale



I did it again!!!
I negotiated and completed another short sale!!!!
If you have a short sale in Tampa Bay, please call Ainsley Daux to assit you.
I am not an attorney but I can assist with the short sale process.
Please feel free to call or email with any questions or concerns.
Thank you,



Ainsley Daux
Florida Realty
Tampa Bay Real Estate
Brandon Real Estate
The short sale Guy
Tampa Bay Short Sale Guy
(813)546-1954

1660 S BETTY LN, CLEARWATER

Wednesday, March 26, 2014

WHAT IS THE BIGGERT-WATERS FLOOD INSURANCE Reform Act of 2012

WHAT IS THE BIGGERT-WATERS FLOOD INSURANCE  Reform Act of 2012

The Biggert-Waters Flood Ins act was passed in July 2012 by Congress. The act calls on FEMA (Federal Emergency Management Agency) and other agencies involved in insurance to make changes to the way the National Flood Insurance Programs works.
The most important factor of the act states that National Flood Insurance Program is to raise rates to reflect true flood risk, and figure out how to make the program more affordable. Once the changes are implemented, it will mean increase in insurance premium rates.
Its imperative that a prospective buyer and current home owner speak to an  insurance agent to determine if a policy will be affected.
For more information go directly to FEMA's site reformhttp://www.fema.gov/flood-insurance-reform
or speak to a Home insurance agent...

Ainsley Daux
Florida Realty
(813)546-1954

The Short Sale Guy!!!

Tampa Bay Short Sale Guy!!!

Tuesday, March 25, 2014

Conventional Loan Update

                                            Conventional Loan Update
 
You can finance the purchase of your home plus repairs on a Conventional loan (Not an FHA 203K)
Below are the down payments required...
 
5% Down Owner Occupied
10% Down Second Homes
20% Down Investment Properties ($100,000 minimum loan amount for investment properties)
 
Must have a licensed contractor complete the repairs. Buyer can not complete the repairs. As long as the repairs are supported by the appraisal and connected to the property, there is no limitation to the repairs that can be financed. Unlike FHA, luxury items such as swimming pools can be financed.
I am not a loan officer, for more direct information, please contact a mortgage broker or loan officer
Thank you,
 
 
Ainsley Daux
Florida Realty
(813)546-1954
 
Tampa Bay Short Sale Guy
 
902 w Lumsden rd
Brandon, Fl. 33511
ste: 103